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Advantages of NRI Fixed Deposits (FD)
- Safety, Liquidity, and Flexibility
- ICICI Bank Fixed Deposits assured returns, unaffected by external factors
- Flexible Tenures
- Choose from a range of tenures : ICICI Bank offers NRE Fixed Deposits for minimum tenure of 1 year and NRO Fixed deposits for minimum tenure of 7 days
- Premature/Partial Withdrawal Options
- Withdraw partially or fully before maturity in case of emergencies, with funds credited to your account
- Overdraft Against INR FD
- Avail up to 90% of the principal amount as an overdraft without breaking the deposit
- Automatic Renewal
- Auto-renewal ensures your FD continues seamlessly without manual intervention
NRI Fixed Deposits and Features
NRE Fixed Deposits
NRE Fixed Deposits allow NRIs to earn high returns on foreign income in Indian Rupees.
| Feature | Details |
|---|---|
Minimum Deposit |
Rs. 25,000 |
Tenure |
1 year to 10 years |
Tax Benefits |
Interest earned is not taxable in India |
Loans |
Up to 90% of deposit value, max Rs. 5 Cr |
Renewal |
Automatic renewal of principal and interest |
Repatriation |
Principal and interest are fully repatriable |
Convenient Booking Options
NRO Fixed Deposits
NRO Fixed Deposits provide attractive returns on funds earned in India.
| Feature | Details |
|---|---|
Minimum Deposit |
Rs. 25,000 |
Tenure |
7 days to 10 years |
Joint Holding |
Indian resident joint holder allowed |
Taxation |
Apply for DTAA to reduce TDS rates |
Loans |
Up to 90% of deposit value, max Rs. 5 Cr |
Renewal |
Automatic renewal of principal and interest |
Convenient Booking Options
Foreign Currency Fixed Deposits (FCNR)
FCNR Deposits are designed for NRIs to earn returns in foreign currency without exchange rate risks.
| Feature | Details |
|---|---|
Currencies Available |
USD, GBP, SGD, CAD, AUD |
Minimum Deposit |
1,000 (USD/GBP), 2,000 (SGD/CAD/AUD) |
Tenure |
USD: 1 to 5 years; Others: 1 to <3 years |
Loans |
Up to 85% of deposit value, max Rs. 5 Cr |
Taxation |
Interest earned is not taxable in India |
Renewal |
Automatic renewal of principal and interest |
Convenient Booking Options
