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Open Current Account Online

 

ICICI Bank Business Banking offers comprehensive banking solutions to suit the banking needs of every MSME. From a wide range of Current Account products to convenient banking solutions like Corporate Internet Banking, InstaBIZ and Tax Payments, we make your banking easy and hassle free.

Accelerate your business growth with an instant Current Account online.

Open Current Account

Types of Current Account

Family 360 Banking Current Account

Business 360° Banking

  • Single Current Account for domestic & international transactions
  • Grouping: Enjoy pricing benefits by grouping your Business, Personal & Family Accounts
  • Single view: View & transact using all your linked Current Accounts on Corporate Internet Banking & InstaBIZ
  • CASA pooling: Easy pooling of funds between your Current Account & Savings Account 
  • Curated solutions for Startups 
  • A wide range of solutions for Import-export businesses with 24x7 transactions
Know More   

Wealth Management Current Account

  • Customised Current Accounts, with dedicated relationship team
  • Unique digital platform for your Export-Import transactions online, round the clock
  • Tailored solutions for Working Capital Financing, Term Loan, Letter of Credit, Bank Guarantee and many more
  • InstaBIZ app for all your Business Banking needs
Know More   
 
SBA 2.0 Ivy
SBA 2.0 Silver Current Account

Smart Business 2.0 Current Account

  • Dynamic Free Limits for Cash & Non-cash Transactions based on MAB maintained*
  • InstaBIZ app for all your Business Banking needs
  • Free cheque collection and payment anywhere across the country
  • Free Business Gold Debit Card
  • Exclusive propositions for Startups and Import-Export business needs
  • *T&C Apply

 

RCA Standard Current Account

  • Minimum Monthly Average Balance (MAB) requirement of Rs 10,000*
  • Free RTGS and NEFT transactions done online
  • Free cheque collection anywhere across the country
*T&C Apply
 
Trade Gold
Escrow

Escrow Current Account

  • Catering to a wide range of transactions such as sale-purchase, real estate, mergers & acquisitions, etc.
  • Quick turnaround for implementation of structure requirements and simplified documentation



RERA Current Account

  • Escrow account for complying with RERA
  • Nil charges for opening of RERA accounts

Know More  

 

EEFC Account



GeM Current Account

GeM Current Account

  • Designed specifically for government suppliers, vendors and contractors
  • No minimum balance requirement
  • Express bank guarantee



Exchange Earner Foreign Currency (EEFC) Account

  • A non-interest bearing Current Account with authorised foreign exchange dealer banks
  • Retain foreign exchange in the currency you earn and earmark it for later payments, without conversion
  • Online conversion of the EEFC balance to your INR operated Current Account
RERA



Eazypay POS

ICICI Bank POS

  • Android POS terminal with multiple connectivity options – Wi-Fi & 4G SIM and Type-C charging
  • Multiple payment modes- all the major Cards, Static & Dynamic QR Codes, Tap & Pay, EMI options, etc.
  • Intuitive merchant dashboard to manage transactions and access real-time reports



ICICI Bank Payment Gateway

  • Collect payments using various online modes like - Mastercard/Visa/RuPay, UPI, Net Banking & Wallet, NEFT/RTGS
  • Comprehensive merchant dashboard
  • Enhanced customer checkout experience with SDKs and E-commerce plugins
Eazypay web



UPI QR

ICICI Bank QR Code

  • 100% digital onboarding
  • Enjoy instant settlement in your linked Bank Account
  • UPI dashboard to track all the transactions in real-time



Business Gold Card

Joining fee: Nil | Annual fee: Nil

  • 1% fuel surcharge waiver at HPCL petrol pumps*
  • Accident cover up to Rs 10 lakh
  • Reward points on international & domestic spends.*

*T&Cs.

Business Gold Card

Business Platinum Card

Joining fee: Rs 999+ GST | Annual fee: Rs 999 +GST

  • 2 complimentary airport lounge accesses per quarter
  • 1% fuel surcharge waiver at all petrol pumps*
  • Accident cover up to Rs 25 lakh
  • Handpicked reward points on international & domestic spends.*

*T&Cs.

Business Platinum Card

Business Advantage Black Card

Joining fee#: Rs 1500+ GST | Annual fee#: Rs 1000+ GST

  • 2 complimentary airport lounge accesses per quarter
  • 1% fuel surcharge waiver at HPCL petrol pumps*
  • Accident cover up to Rs 75 lakh
  • Additional 0.20% cashback on outstanding payment within 7 days from the statement date.

#Reversal of joining and annual fees based on spending

*T&Cs.

Business Advantage Black Card

 

 

Current Account FAQs

Current Account is a bank account for people who run businesses. It is designed for carrying out day-to-day business transactions easily.

A Current Account is a bank deposit that can be withdrawn by the depositor at any time. The depositor is at liberty to operate this account any number of times in a day unlike Savings Accounts where only limited transactions are allowed. This account is generally opened by people who are engaged in trade, businesses and professions.

Click here to open ICICI Bank Current Account in just a few clicks.

  Savings Account Current Account
Meaning Meant for savings purpose Meant for business purpose
Suitable for People who are salaried employees or have a monthly income Firms, Companies, Traders and entrepreneurs who need to access their accounts frequently
Transactions allowed Limited transactions Multiple transactions
Interest earned <3.5% - 4%> per annum (usually) No interest
Minimum Balance Usually low Usually high
Overdraft facility Not offered/allowed Overdraft facility provided

 

Click here to open ICICI Bank Current Account in just a few clicks.

  • Open a current account online. Click Here

  • Open a Current Account by filling the physical form at the nearest ICICI Bank Branch.

For a list of documents required FAQs page link (Scroll down and check ‘Checklist of Documents required for opening Current Account’ section)

ICICI Bank offers various types of Current Accounts, keeping in mind the unique needs of every business. Some of them are:

• Smart Business Account 2.0 for MSMEs Know More

• iStartup 2.0 Account for Start-ups Know More

• Specialised Trade Accounts for Export & Import Business Know More

• Super Advantage Account for Merchants Know More

• Smart Business Account 2.0 for ERP Know More

  • For Individual: PAN, Aadhaar, Business Proof, Account Opening Cheque

  • For Proprietorship: Proprietor PAN, KYC of Proprietor, Government Issued Registration Certificate of the firm, FATCA, Account Opening Cheque

  • For Company and LLP: Entity PAN, Constitution documents of the Firm, KYC of Authorised Signatories and Beneficiaries, Owners PAN, Identity and Address Proof, Board Resolution/LLP Letter & FATCA, Account Opening Cheque

  • For Partnership: Entity PAN, Constitution documents of the Firm, KYC documents of Partners/Beneficial Owners - PAN, Identity and Address Proof, Partnership letter, FATCA, Account Opening Cheque.

Banks require Current Account holders to maintain a Minimum Average Balance for a month or a quarter. QAB* can vary between the Current Account Variants.

*QAB - Quarterly Average Balance calculated as average of daily closing positive balances of each day, spread over the quarter.

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